Licensed and Registered
Dan Whigham
Licensed Insurance Broker
Health & Life
NPN #21414987
About Me
Before I ever learned insurance, I learned something more important...how to show up when people need you most.
I spent years serving in the United States Navy, where discipline, precision, and commitment to the mission were part of everyday life. That experience shaped the way I serve people today. It taught me that protecting what matters isn’t just important — it’s personal.
After transitioning from military service, I brought that same mindset into the life and health insurance industry. For the past two years, I’ve helped individuals and families find coverage that truly fits their needs, their goals, and their future.
My approach is simple: honest conversations, clear options, and no pressure. Insurance shouldn’t feel confusing or transactional. It should feel like having someone in your corner who will tell you the truth and help you make the right decision for your family. If you’re ready to take the next step in protecting your health and your family’s future, I’d be honored to help guide you.
Health Insurance Programs
Private Health Care
Comprehensive medical coverage for individuals, families, and self-employed professionals.
Choose your own doctors and hospitals with nationwide PPO networks.
Includes preventive care, prescriptions, and emergency services.
Customizable deductibles and copays to fit your needs and budget.
dental, vision & supplemental
Affordable plans that cover routine check-ups, cleanings, and major dental work.
Access to nationwide networks for eye exams, glasses, and contact lenses.
Options for hearing, accident, critical illness, and hospital indemnity benefits.
Great add-ons for individuals or families looking for full coverage beyond medical care.
Life Insurance Programs
Mortgage Protection
(Term Life)
Pays off your mortgage if you pass away.
Helps your family stay in the home without financial stress.
Can pay you money early if you get seriously sick or injured.
If you don’t use it, the Return of Premium option gives you your money back.
Equity Protection
Makes sure your family doesn’t lose the equity if you pass away.
Helps avoid having to sell the house during hard times.
Protects your home from becoming a financial burden.
Leaves your loved ones with a valuable asset, not a debt.
Index UniversaL lIFE (iul)
Builds cash you can use later, like for retirement.
Your money grows based on the stock market but without the risk.
Flexible payments & coverage options.
Pays out early if you get sick, not just when you pass away.
Whole Life
Stays active your whole life, guaranteed.
Builds cash you can borrow or use while you're alive.
Your price never goes up, no matter what.
Helps you pass on money to your family tax-free.
Final Expense
Pays for burial, cremation, or other end-of-life costs.
Easy to qualify, no big health checks.
Affordable monthly payments.
Gives your loved ones peace of mind when it matters most.
Annuities
You get a check every month, just like a paycheck.
Grows tax-deferred until you need it.
Choose how & when you get paid.
Keeps your money safe from market ups & downs.
